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  <!-- Priority 0.9 — Core conversion pages + Priority SEO article -->
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    <lastmod>2026-03-16</lastmod>
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  <!-- Priority 0.8 — Education and trust pages -->
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    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-16</lastmod>
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  <!-- Priority 0.7 — City pages -->
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    <loc>https://reversemortgagereview.ca/toronto-reverse-mortgage</loc>
    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-16</lastmod>
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  <!-- Priority 0.6 — Blog articles (all published) -->
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    <loc>https://reversemortgagereview.ca/blog/reverse-mortgage-lender-comparison-canada-2026</loc>
    <lastmod>2026-03-16</lastmod>
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    <lastmod>2026-03-10</lastmod>
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    <lastmod>2026-03-08</lastmod>
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    <lastmod>2026-03-01</lastmod>
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    <priority>0.6</priority>
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    <lastmod>2026-02-28</lastmod>
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